Real estate appraisal services for homeowners in the city of Bakersfield and Kern County

The top 7 reasons CA homeowners order from Fariss Appraisal Services:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. To challenge a CA property tax assessment
  3. Remove PMI to reduce their monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a CA divorce, where real estate needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in Kern county or CA

Own a home in or near Bakersfield, CA and need help deciding the value of it?
Contact Fariss Appraisal Services.

At Fariss Appraisal Services, we understand the individual needs of a homeowner looking for appraisal services. Our customary business clients are used to the appraisal process and the usual reporting formats. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Fariss Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Fariss Appraisal Services, we're seasoned in helping homeowners just like you rid themselves of undesirable PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a region that is declining. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. Getting an appraisal report from Fariss Appraisal Services is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Fariss Appraisal Services can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for precision? In a field review we'll go out and check the subject and comparables. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.